Privacy Policy - Share Circle

1. Introduction

Share Circle ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our peer-to-peer crowdfunding platform (the "Service").

By using the Service, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

Personal Information

When you register for an account, we may collect:

Full name
Email address
Phone number
Date of birth
Bank account details (for transactions)

Usage Data

We automatically collect information about how you interact with our Service:

IP address
Browser type and version
Pages visited
Time and date of visits
Time spent on pages

Transaction Data

We record details of financial transactions between members, including:

Transaction amounts
Dates and times
Participating members

3. How We Use Your Information

We use the collected information for various purposes:

To provide and maintain our Service
To verify your identity and prevent fraud
To process peer-to-peer transactions
To notify you about changes to our Service
To provide customer support
To monitor usage of the Service
To detect, prevent, and address technical issues
To comply with legal obligations

4. Data Sharing and Disclosure

With Other Members

As part of our peer-to-peer model, certain information may be shared with other members:

Your first name and last initial
Transaction amounts (without bank details)
Verification status

With Service Providers

We may employ third-party companies to:

Facilitate our Service
Provide the Service on our behalf
Perform Service-related services
Assist us in analyzing how our Service is used

For Legal Reasons

We may disclose your information when required by law or in response to valid requests by public authorities.

5. Data Security

We implement appropriate security measures to protect your personal information:

SSL encryption for data transmission
Secure servers with restricted access
Regular security audits
Two-factor authentication for sensitive operations

However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your personal information only for as long as necessary:

To provide you with services
To comply with legal obligations
To resolve disputes
To enforce our agreements

Transaction records are maintained for a minimum of 5 years as required by Indian financial regulations.

7. Your Data Protection Rights

Under applicable Indian laws, you have certain rights regarding your personal data:

Access: Request copies of your personal data
Rectification: Request correction of inaccurate data
Erasure: Request deletion of your personal data
Restriction: Request restriction of processing
Portability: Request transfer of your data to another organization
Objection: Object to our processing of your data

To exercise these rights, please contact us using the information below.

8. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to:

Track activity on our Service
Hold certain information to improve user experience
Remember your preferences

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

9. Children's Privacy

Our Service is not intended for anyone under 18 ("Children").

We do not knowingly collect personally identifiable information from Children. If you become aware that a Child has provided us with personal data, please contact us immediately.

10. Changes to This Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

You are advised to review this Privacy Policy periodically for any changes.

11. Contact Us

If you have any questions about this Privacy Policy, please contact our Data Protection Officer:

Email: support@sharecircle.in